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INSTITUTO MUNICIPAL DE CREDITO POPULAR- Financial Statistics, Dec 94 - Jan 97 (Nominal Bolivares in Millions) |
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Jan-97 |
Dec-96 |
|
Balance Sheet |
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Total Assets |
6,762 |
5,832 |
|
Gross Loans |
276 |
192 |
|
Gross Investments |
4,108 |
5,205 |
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Total Loan Loss Reserve |
94 |
94 |
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Other Assets |
465 |
2 |
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Total Deposits |
4,769 |
3,732 |
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Total Equity |
1,061 |
1,061 |
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Averages |
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Average Assets |
6,863 |
6,897 |
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Average Loans |
107 |
82 |
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Average Equity |
913 |
864 |
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Average Investments |
5,399 |
5,922 |
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Asset Quality |
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Net Interest Income |
N/A |
699 |
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Noninterest Income |
N/A |
14 |
|
Extraordinary Gains, Net |
N/A |
10 |
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Total Revenues |
N/A |
789 |
|
Loans Loss Provision |
N/A |
0 |
|
Operating Expenses |
N/A |
418 |
|
Income Tax |
N/A |
0 |
|
Net Income |
N/A |
176 |
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Asset Quality |
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Total Past Due Loans |
99 |
98 |
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Loan Loss Reserve/Gross Loans |
33.92 |
48.84 |
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Past Due Loans / Gross Loans |
35.90 |
50.94 |
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Coverage of Past Due Loans |
94.48 |
95.88 |
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Net Past Due Loans / Equity |
0.52 |
0.38 |
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Capital Adequacy |
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Equity/Assets |
15.69 |
18.20 |
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Equity / Gross Loans |
384.53 |
553.67 |
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Liquidity |
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Gross Loans / Gross Assets |
3.87 |
3.12 |
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Gross Loans / Deposits |
5.79 |
5.14 |
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Liquid Assets / Assets |
31.49 |
10.15 |
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Profitability |
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Return on Avg. Assets |
N/A |
5.10 |
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Return on Avg. Equity |
N/A |
40.67 |
|
Net Interest Margin |
N/A |
20.27 |
|
Overhead Ratio |
N/A |
59.83 |
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Operating Expenses / Avg. Assets |
N/A |
6.06 |
|
Noninterest Inc. / Total Revs. |
N/A |
1.80 |
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Noninterest Inc. / Op. Exp. |
N/A |
3.39 |
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Noninterest Inc. / Avg. Assets |
N/A |
0.41 |
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Provision. / Avg. Assets |
N/A |
3.36 |
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Effective Tax Rate |
N/A |
0.00 |
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Productivity |
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Branches |
3 |
3 |
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Loans / Branch |
92 |
64 |
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Deposits / Branch |
1,590 |
1,244 |
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Growth Measures |
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Assets |
15.94 |
N/D |
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Gross Loans |
43.99 |
N/D |
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Deposits |
27.80 |
N/D |
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Equity |
0.00 |
N/D |
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Net Income |
N/A |
N/D |
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Exch. Rate (Period-End Bs/US$) |
N/A |
474.00 |
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